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Need an appraisal for an FHA-backed mortgage? Call AccuAppraisal LLC (256) 378-7486

Rest assured that AccuAppraisal LLC (256) 378-7486 is an FHA-certified appraisal firm in Alabama.  If you have an FHA-secured mortgage, be sure to contact AccuAppraisal LLC (256) 378-7486, as we are approved and certified to produce FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at AccuAppraisal LLC (256) 378-7486 is well-trained on how to work in accordance with the rules and regulations provided.

Be sure to contact AccuAppraisal LLC (256) 378-7486 if you need an appraisal done for an FHA-secured loan.

If your property loan is FHA certified, that means that the loan has been guaranteed by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD). The lender takes care of all the financing - the FHA simply secures the loan with mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are built to benefit low-to-moderate income buyers by easing credit requirements. Remember that the lending organization working with the the Federal Housing Administration is free to choose their appraisers, different from VA appraisal panel.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Those with lesser incomes or less starting capital to use as a down-payment on a financial transaction are helped the most from FHA loan programs.